NOTES:

① If the answer is ‘Yes’, there is likely to be a long delay before permanent repairs can be made. If the property is ‘made safe’ with tarpaulins, the tarps will probably leak, rip, or flyaway when more wind, rain or hail occurs. To prevent further damage and insurance claim escalation, weatherproof Stormseal is a far more cost-effective and safer choice.

② Structural damage (e.g. from a tree fall or very strong wind) will require time-consuming assessment by an engineer before their recommended repairs can be made.

③ Unusual roof materials (e.g. vintage tiles, bespoke materials or asbestos) will be difficult to procure, and asbestos requires special handling, so in either case, repairs will be delayed.

④ If business (including work from home) cannot continue, economic loss coverage may apply. Installing Stormseal prevents this expense by keeping the premises weatherproof and safe, enabling business to continue with minimal disruption.

⑤ The purpose of a cash settlement is to simplify and shorten the claim process. Using tarpaulins on the property is likely to complicate and extend any dispute about pre-existing damage/condition and its associated costs as the insurer will be liable for any further damage caused by tarp failure.